The Three Buckets—And Why They Matter
“Electric scooter,” “moped,” and “motorcycle” aren’t interchangeable in the eyes of the law. States often group stand-up e-scooters (no seat), seated mopeds around 50cc or equivalent electric, and full-power motorcycles/motor-driven cycles into separate buckets with different rules for speed, where you may ride, and what gets titled, registered, and insured. The specifics vary by state, so use the official links below for your city or trip.
Who Regulates What (Federal vs. State)
At the federal level, the U.S. safety rules define “motorcycle” broadly as a motor vehicle with a seat or saddle on ≤3 wheels; a “motor-driven cycle” is a motorcycle with ≤5 brake horsepower. Those definitions show up in equipment standards (lighting, VIN, etc.). See the federal text: 49 CFR §571.3. Pedal-equipped low-speed e-bicycles are regulated by the Consumer Product Safety Commission (not DMV) when they meet 15 U.S.C. §2085: 15 U.S.C. §2085. States then decide how e-scooters, mopeds, and motorcycles operate on their roads (licensing, speed caps, bike-lane rules, etc.).
Stand-Up Electric Scooters (No Seat)
Many states treat stand-up e-scooters as “motorized scooters” or “micromobility devices.” Florida’s official page defines a motorized scooter as having no seat or saddle and being not capable of more than 20 mph on level ground; they’re not titled or registered, and no driver license is required. Read Florida’s wording and statute: FLHSMV: Motorized Scooter and F.S. 316.2128. California caps e-scooters at 15 mph statewide and bans riding on sidewalks, with additional operating rules in §21235; see CVC §22411 and CVC §21235. New York allows e-scooters up to 15 mph, in bike lanes and on streets ≤30 mph, but not on sidewalks; see NY DMV: Electric scooters and the NYC summary at NYC DOT.
Mopeds (Often ≤50cc or Electric Equivalent)
States typically define a moped as a seated two- or three-wheeler with automatic transmission, limited horsepower and speed, and often pedals. Florida’s definition requires pedals, ≤2 bhp, ≤30 mph on level ground, and ≤50cc if gas—registered but not titled; a regular driver license (Class E) is enough. See Florida’s official pages: FLHSMV moped section. In California, a “moped/motorized bicycle” under CVC §406 can be pedal-equipped or electric without pedals, ≤30 mph, and ≤4 gross bhp; see the CHP’s summary: CHP: Motorcycles & Similar Vehicles. New York classifies mopeds as “limited-use motorcycles” by top speed (Classes A/B/C) with different licensing and roadway rules; details here: NY DMV: Register a Limited-Use Motorcycle (Moped).
Motorcycles & Motor-Driven Cycles (Faster, Heavier, Fully Road-Legal)
Seated scooters and motorcycles capable of typical traffic speeds (often >30–35 mph, or >50cc for gas engines) fall into the motorcycle / motor-driven cycle bucket. They require title, registration, a motorcycle endorsement, and compliant equipment. The federal definitions are here: 49 CFR §571.3. Your state DMV sets the endorsement path and where they may be ridden (including freeways). For Florida’s endorsement path, see FLHSMV Rider Education & Endorsements.
Where You Can Ride (Examples You Can Trust)
Stand-up e-scooters. Florida grants e-scooters bicycle-like rights and duties, subject to local control; see F.S. 316.2128. California allows e-scooters in Class II/IV bikeways and on certain streets, restricts use on sidewalks, and requires a license or instruction permit to operate; see CVC §21235. New York permits e-scooters in bike lanes and streets ≤30 mph and bans sidewalks; see NYC DOT.
Mopeds. Mopeds are roadway vehicles, not for sidewalks or bike paths. Rules vary: New York’s limited-use classes control lane choice and licensing (see NY DMV), while California’s §406 mopeds have their own lane and equipment nuances (see CHP).
Speed Caps You’ll Actually See
Stand-up e-scooter caps are common: California enforces 15 mph statewide (CVC §22411); New York limits e-scooters to 15 mph (NY DMV); Florida’s definition uses a 20 mph capability threshold for “motorized scooter” (FLHSMV). Mopeds commonly cap out around 30 mph by statute (example: CA §406; see CHP), and New York’s class system is defined by top speed (NY DMV).
Registration, Title & License—Quick Snapshot
Stand-up e-scooters: Often no title, no registration, no insurance, and no driver license required (Florida example: F.S. 316.2128). California still requires a driver license or instruction permit to operate one and bans sidewalks (CVC §21235).
Mopeds: Commonly registered (and sometimes titled) with a standard driver license; examples: Florida registers but does not title true mopeds (FLHSMV), while New York requires registration and assigns a class by speed (NY DMV).
Motorcycles / motor-driven cycles: Title, registration, insurance, and motorcycle endorsement are the norm; see your state DMV (Florida’s endorsement path: FLHSMV).
Plain-English Disclaimer
This page is general information, not legal advice. Laws evolve and cities add local rules. Always check your state’s code and city transportation pages before you ride. The links above go straight to official sources so you can verify quickly.